Advice

Our fees are based upon the time required to provide the financial advice services to you, the level of expertise and responsibility involved supporting the advice you receive.

Our advice process is made up of clear steps, mirrored in our fee structure, to ensure complete transparency and objectivity at every stage of our on-going relationship with you. To reinforce that transparency, we are committed to a fee-paying advice model. That means you will always know what our service will cost you.

We will not charge you anything until we have agreed how you choose to pay us.

Process

Initial Discovery

We offer an initial discovery consultation at our cost – let’s get to know each other first.

Recommendation

Your fee for this service is a fixed minimum of £2,000.

This is due on delivery of your Financial MasterPlan, containing our recommendations for you on the matter in hand. For more complicated advice, we reserve the right to charge a higher fee agreed with you in advance.

Policy & Implementation

We work on a fixed fee basis subject to a minimum of £2,000.

We will not exceed our fixed fees without telling you first.

Ongoing Service

For the final stage — ongoing coaching and planning — we divide our clients into three price bands.

How much you pay each year within those bands depends on a combination of value added, complexity and time.

The price bands are as follows:

For those with smaller portfolios, percentage fees can work out cheaper. If that applies in your case, you will have that option.

But the vast majority of our clients will be better off with fixed fees.